Payback Repo, Inc. DBA PRI is a full-service repossession and risk management company with its corporate headquarters located in Long Island, New York. We were founded in 2005 by President Scott Lennon on a chance that a vision for innovation could challenge and change the financial industry. PRI believes in our vision and our employees commit awesome service to our clients. Our vision is to institutionalize innovation and is the core reason why we continue to grow every day. We started our vision with 2 employees in 2005, and each and everyone of our 50 employees today believes and practices our vision and passion for our clients.


PRI is managed by its Chief Executive Officer (CEO) Dawn Mecca. Her background and 30 years of experience in the auto industry, including 20 years in loss mitigation and re-marketing, has provided her with the expertise to successfully run and manage PRI. Dawn creates ideas from passion, and her passion is striving to make PRI different from our competition in every aspect of our industry. Dawn commands management of all PRI personnel and puts her heart and soul into this business each and every day.


PRI’s President, Chief and Founder Scott Lennon, has ran the company on principles of ethics, customer service, technology, and client customization. Training employees on the fundamentals of customer service and federal compliance has been the President's new mission as PRI believes the evolution of the industry calls for higher standards in consumer service and privacy. Scott's background and 10 years of experience as Regional Loss Control Manager of the largest multi-national leasing and Rental Company, has provided him with the insight and firsthand experience of the auto industry and the repossession world. Due to personal responsibilities Scott left the University of Alabama a semester short of earning a Medical Degree, but took away a wealth of knowledge and has brought that knowledge and implemented it into making customer service, and ethics as the core of our mission. Following medical school Scott was a powerhouse in the automobile finance, repair, rental and logistics industry, and decided to bring innovative ideas and excellence to the repossession-risk mitigation industry. Every single day for the President consists of goals to execute our mission. Each one of PRI's employees can attest to the Presidents demand for awesome service.


Scott and Dawn together exemplify the spirit of PRI and develop our culture in the office and in the field as an extension of our clients.


Contact us directly for a complete organizational chart of our team!



...To serve our clients with an unbeatable, outstanding premiere service, with integrity, honesty, professional and ethical business practices...
Memberships to the most recognized associations in the industry including the American Recovery Association, RISC, FLACARS, RSIG, NAMS, Empire State Development…and many, many more…

Master Locksmith License, NYS Transporters License, NYS Dealers License, Six Sigma Certification, Licensed Private Investigator License, CARS and RSIG certified…and much, much more…